Climate Risk Intelligence System
XN Clima — Climate Risk Intelligence System
Physical climate risk for every asset you own or finance, under IPCC scenarios, signed by a climate risk analyst.
For portfolios that must answer lenders, insurers and boards with a ranked, defensible view of heat, drought, flood and storm exposure.

What you receive
- 01
Portfolio screen
Every asset ranked by physical climate exposure, from open and commercial climate data.Weeks 1–3 - 02
Scenario analysis
Heat, drought, flood and storm hazards per site under SSP1, SSP2 and SSP5, to 2050 and 2100.Weeks 3–6 - 03
Risk register
Vulnerability and financial exposure per asset, in euro for each hazard.Month 2 - 04
Risk table
Hazard, risk class and value at risk per site and scenario, as a CSV for your ESRS E1 or IFRS S2 disclosure.Every year
What changes when the risk is measured
- 2–6 wks
- from asset list to a ranked nature and climate risk screen
- 6 wks
- to a signed ecological baseline on a priority site
- -70%
- time to a defensible, compliant report versus traditional consulting
- XNatura projects, 2024-2025
- 24h
- reply from a named strategist, for the whole engagement
Data behind the product
Satellite, sensors and field, fused into one living baseline.
IPCC climate scenarios
CMIP6 ensembles downscaled per location.PER SCENARIO150+ map layers
Satellite, official maps and models: land surface temperature, aridity, imperviousness, flood extent.PER SITEHazard models
Flood, wildfire and heat models fused with the site geometry.PER ASSETExpert sign-off
A climate risk analyst validates, takes responsibility, signs.EVERY DELIVERABLE
Standards covered
One dataset, every framework your auditor asks for.
ESRS E1
Climate change disclosure under CSRDTCFD
Physical risk scenario analysisEU Taxonomy
Climate adaptation and DNSH evidenceISSB S2
Climate-related financial disclosureEBA / ECB
Climate risk expectations for banksISO 14090
Adaptation to climate change

XN Clima in the field · Industry
Alumil: climate risk ranked across the group's industrial sites in Greece and the Balkans.
Heat today and under CMIP6 scenarios, historical floods per river basin, aridity and precipitation for every site, in one multi-site prioritisation report.
Also on XN Clima: Enery · Shanghai monitoring network
Read the case study →From the field
Photos from the sites we monitor
From 3Bee's photo archive: the places we follow and the work of our team on the ground.
30 minutes with the team, on XN Clima.
Video call on Google Meet
Would you rather talk it through?
Either way you are speaking with an AI assistant, and the conversation is transcribed. How we handle your data
FAQ
Frequently asked questions
What is XN Clima?
XN Clima is XNatura's physical climate risk product: it ranks every asset in a portfolio by exposure to heat, drought, flood and storm under IPCC scenarios (SSP1, SSP2, SSP5) to 2050 and 2100, and costs the adaptation options, signed by a climate risk analyst.
How does XN Clima's climate risk assessment work?
In four steps: a portfolio screen ranks every asset by physical climate exposure (weeks 1-3), scenario analysis models heat, drought, flood and storm hazards per site under IPCC scenarios (weeks 3-6), a risk register scores vulnerability and financial exposure with costed adaptation options (month 2), and a disclosure pack delivers ESRS E1 and TCFD tables plus EU Taxonomy DNSH evidence, refreshed every year.
What do you receive from XN Clima?
Portfolio screen. Every asset ranked by physical climate exposure, from open and commercial climate data.
What data feeds XN Clima?
IPCC climate scenarios: CMIP6 ensembles downscaled per location.
Which standards does XN Clima support?
ESRS E1, TCFD, EU Taxonomy, ISSB S2, EBA / ECB, ISO 14090.
Which other XN product is XN Clima often combined with?
XN Water Risk: Water stress and flood exposure on the same site model.





















